Friday, February 14, 2020

Consumer Math Essay Example | Topics and Well Written Essays - 250 words

Consumer Math - Essay Example The value of the annuity after five years will be the sum of all the deposits plus the interest earned over a period of five years. Another example where an annuity can be applied in one’s personal finances is when one plans for one’s retirement fund. An individual may decide to put in $2,000 at the end of each year for the next 20 years into an IRA. If the IRA promises a return of 12 percent per year compounded annually, the individual will get a certain amount from the IRA after 20 years. In making investments, annuities are very relevant. Several options are presented to individuals who want to make an investment. One such example is deciding whether to make a lump sum deposit or a periodic deposit for several years. If the interest rates are equal and the maturity date is the same, one has to decide which alternative will be more profitable. The examples presented above are just some applications of consumer math, specifically annuities. Indeed, it is essential for every individual to understand the concepts covered by consumer math because it has a huge impact on one’s personal finances. Chatham Central Schools. (n.d.). Consumer math – Annuities and the TVM solver. Retrieved May 10, 2012, from chathamcentralschools.com:

Saturday, February 1, 2020

Evidence based care on an Inflammatory process and therapy Assignment

Evidence based care on an Inflammatory process and therapy - Assignment Example According to Karch (2013), the etiology of RA is indefinite. However, Karch (2013) notes that pathogenesis of RA has long been exposed and explicated by researchers. RA is exhibited in human beings when "synovial cells resembling a localized tumor invades and destroys articular cartilage, subchondral bone, tendons, and ligaments" (1035). In other words, RA arises as a result of the immune system attacking the body. Though the exact cause of RA is not yet known, it is believed that permutation of genes coupled with environmental changes may prompt the onset of RA (Firestein, n.d). In individuals genetically predisposed to RA, some researchers believe that bacterial or viral infections could also prompt the onset of the disease (Firestein, n.d). According to Karrch (2013), RA development process commences with damage to small blood vessels accompanied by an elevation in the quantity of the cells making up the lining of the synovium. This is also accompanied by permeation of cells characterized by a single rounded nucleus, for instance, lymphocytes in blood vessels. Consequently, the synovium swells and subsequently extends above the surface of the joint thus forming protuberances (Karch, 2013). Symptoms of RA are majorly concentrated the foot and ankle of the affected individual. Major symptoms include swelling, reddening, softness, rigidity of the affected joints, and the affected individual in most cases also experiences exhaustion or general body weakness (Baert and Grampp, 2008). It is worth noting that joint rigidity usually occurs in the morning. Secondly, it is also important to note that practically all joints are affected by RA and hence symptoms may present themselves in all joints. There are also permanent defects such as inability to straighten the knee, wrists or fingers shift or drift in the direction of the ulna, and swan neck deformity, which is a condition whereby